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Everyone has questions and we have the answers. We have put together some of the most frequently asked questions to help you along the Home Buying Process.


How much can I Afford?

This is perhaps the most asked question of all time.  What you can afford depends on a few factors. The first factor is your down payment, send is income VS expenses, third your credit score. There are more factors like how many persons will be applying for the mortgage. It is recommended you speak to a loan officer from a bank or mortgage banker.


Does my auto loan affect me from buying a house?

Yes, the banks take into consideration auto loan, student loan, credit card balance and any other open expenses in consideration, this falls under income vs expenses.


Do I need to show my tax returns?

Of course! The bank uses your tax return to to determine you primary income.


Our recommendation

Take a deep breath and kick back for a second. Signing a mortgage, especially if it’s the first time you’re buying a home, is one of the biggest financial decisions you can make in your life and it’s not something you should rush into. We recommend you do your research thoroughly before you commit to a mortgage. Knowing that you’ve done your homework will make you knowledgeable home buyer and you will be able to move forward with confidence.